Corporate firms and clients are now able to securely access highly liquid and portable stablecoins, pegged to local currencies, as an alternative to holding fiat in traditional fractional reserve banks.
These reserves are increasingly used as a financial tool to manage liquidity, reduce currency volatility, and enable fast, low-cost multi-jurisdictional payment transactions peer-to-peer without a banking intermediary.
Reserves can be used to earn yield or access decentralised financial services such as lending or staking.